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There are so many types of car insurance, there are huge differences in coverage and it's extremely easy to get snowed under with the sheer volume of information... None of which really makes any sense! I am here to clarify your confusion, I will explain in simple terms what the 5 main policies are and what the coverage for each actually does for you. Let's take a look and discuss the five car insurance policies and their coverage: 1. Personal Injury Protection or "PIP". This insurance covers the vehicle driver or owner from incurring the cost medical expenses for people injured in the event of an accident, this medical coverage covers the cost of immediate emergency bills, long term inpatient and associated outpatient fee's. 2. Liability Coverage. This type of coverage offers protection to the policy holder against injury or damage that they are legally responsible for following an accident that they are involved in. The function of this policy is to cover the driver against paying any medical or mechanical bills as a result of an accident. 3. Fire and Theft Coverage. The name of this policy suggests its purpose. It covers the owner's property against loss or damage resulting from fire or theft. 4. Collision Coverage. This type of policy covers the driver's costs for damages incurred as a result of the car colliding with a moving or stationary object; 5. Comprehensive Coverage. Covers the policy holder against car damage or loss as a result of any other environmental or non-environmental event that can result in car damage e.g. severe weather, social unrest etc. Here's Something I Bet You Didn't Know... Something That Can Save You Hundreds of Dollars! Most people get the wrong coverage from their car insurance, they over pay and the insurance company often under-delivers. I have done a lot of research on your behalf, I wanted to find you a simple to use, easy to understand car insurance comparison website that shows you exactly what you're going to get so you can save money and still protect yourself and your family. Click on the link to Compare Car Insurance [http://www.compare-your-car-insurance.com] Quotes... It takes seconds to get your quote and you will save hundreds of dollars a year. Article Source: http://EzineArticles.com/expert/Sebastian_Delap/590238 Article Source: http://EzineArticles.com/3959043

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