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The auto insurance contract is a lawfully binding agreement between the insurance company and the policyholder. The documents that comprise the contract are the declarations page and the policy jacket (booklet). A declarations page for an auto insurance contract is a detailed summary of the specifics for a particular policy. A policy jacket contains information common to all policies from a particular company. Each declarations page contains different, critical information which is relied upon when enforcing the auto insurance contract. One company will issue hundreds, thousands and even millions of declaration pages each year. Misinformation resulting from a variety of reasons will often appear on a declarations page. It is essential for policyholders to review their auto insurance declaration page for accuracy and instruct their agent or company to correct any wrong information. At a minimum the information to review on a declaration page is; your name and address, dates for the policy period, year-make-model and 17 digit identification number for each vehicle, selected coverage and corresponding deductible, and the total premium. Failure to have wrong information corrected may delay or deny a claim from being paid. Administrative consequences of wrong information can lead to your drivers license being suspended, paying too much, or having duplicate coverage force placed by a lien holder or leasing company. A policy jacket from one car insurance company to another is very similar. They describe in detail the coverages and conditions of the auto insurance contract. All begin with a table of contents or index. A reference to what it is and where you can find it is located in the index. In addition to completing the auto insurance contract the policy jacket is a useful tool for the policyholder. As circumstances arise during the contract period the policy jacket can be used to answer questions or provide clarification. Prior to any situation occurring important areas to review in the policy jacket are; fraud or misrepresentation, exclusions, and insured duties after a loss. The auto insurance policy, like any other legal contract, is difficult to read unless you are an attorney. All policyholders need to review this important document. Questions regarding the policy jacket or declaration page should be easily answered by your insurance agent or company. Author, Clifford J Schimek is President of Auto Plus Insurance, a family owned and operated Miami Florida insurance agency. For additional helpful Florida auto insurance policy information please visit us or call 1-877-WIZ-AUTO. Article Source: https://EzineArticles.com/expert/Clifford_J_Schimek/259660 Article Source: http://EzineArticles.com/2591940